Home Insurance Texas

Home Insurance Texas: Coverage That Fits Your Unique Needs

Don't let the cost of home insurance in Texas hold you back from getting the coverage you need. Our affordable rates and comprehensive coverage options make it easy to protect your home without breaking the bank.


 What does home insurance cost? 

The cost of homeowner insurance in Texas depends on many factors, such as the size, age, location, and condition of your home, as well as your credit score, claims history, and deductibles. On average, Texans pay about $1,500 per year for home insurance, but the actual cost can vary widely. Check our online quotation form and get your price!

 What Is Home insurance? 

Homeowner insurance is a type of insurance that protects your home and personal belongings from loss or damage due to covered perils, such as fire, theft, vandalism, or natural disasters. It also provides liability coverage for accidents or injuries that occur on your property, or caused by your actions or your family members.

 Types of Home insurances 

There are several types of home insurance policies available in Texas, including HO-1, HO-2, HO-3, HO-4, HO-5, and HO-6. Each policy has different levels of coverage, exclusions, and limitations, so you need to choose the one that best fits your needs and budget.

 Why do you need it? 

Home insurance is a crucial investment for any homeowner in Texas, as it can protect you from financial ruin in case of unforeseen events, such as a fire, a theft, a storm, or a lawsuit. It can also provide peace of mind and help you recover from damages or losses more quickly and easily.

 What does home insurance cover? 

Home insurance typically covers costs associated with your home, including:

  • Dwelling coverage
  • Personal property coverage
  • Liability coverage
  • Additional living expenses coverate
  • Other structures coverage
  • Water damage coverage
  • Etc.

 What doesn't it cover? 

It is important to note that homeowner insurance typically does not cover losses resulting from:

  • Earthquake and flood damage
  • Routine maintenance and repairs
  • Damage caused by pests
  • Acts of war or terrorism
  • Damage caused by intentional acts

 Does Homeowner insurance have a deductible? 

Yes, homeowner insurance policies have a deductible, which is the amount you need to pay out of pocket before your insurance kicks in. The higher your deductible, the lower your premium, but the more you will have to pay if you file a claim. You need to choose a deductible that you can afford and that makes sense for your situation.

 Why Eichelmann Insurance Agency? 


We understand that finding the right insurance at an affordable price is crucial. That’s why we offer insurance options at competitive prices without compromising on the quality of service we provide. We work with you to find the best policy to fit your budget and ensure you get the coverage you need at a price you can afford.


Our team is always dedicated to providing a professional and reliable service. We take pride in our highly trained agents, who have the experience and expertise to answer any questions you may have and guide you through the insurance process. We work with you to understand your needs and offer tailored solutions that meet your requirements.


We understand that navigating the insurance world can be overwhelming. That’s why we offer a whole insurance process, handling everything from quotes to renewals. We take the time to explain the different types of insurance available and ensure that you understand the coverage you’re getting. Our team is dedicated to providing you with the right insurance to protect you and your loved ones.


Getting the right insurance should be easy and hassle-free. That’s why we’ve streamlined our processes to make it quick and straightforward to get a policy. We understand your time is valuable, so we work efficiently to provide you with the coverage you need as quickly as possible. With Eichelmann Insurance, you can trust that you’re getting the best coverage, at the best price, with the least stress.

 Still in doubt? 

If you still have questions or concerns about home insurance  Texas, you can talk to our licensed agents and the will compare quotes online from multiple carriers for you. Remember that homeowner insurance is a serious matter that requires careful research and analysis, so take your time and make an informed decision.

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  • Protection against natural disasters: Texas is known for its unpredictable weather, including hurricanes and tornadoes.
  • Liability coverage: Home insurance can also protect you from legal and financial consequences if someone is injured on your property. This coverage can help cover medical expenses, legal fees, and other costs associated with a lawsuit.
  • Personal property protection: In addition to protecting your physical dwelling, homeowner insurance can also cover your personal belongings such as furniture, appliances, and electronics.
  • Peace of mind: Having homeowner insurance can give you peace of mind knowing that you are financially protected in case of unexpected events.
  • Affordable premiums: Homeowner insurance can be surprisingly affordable, especially considering the financial protection it provides. Many insurance companies offer discounts for various factors such as having a security system or bundling with other policies.


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Reviews from our Home insurance Texas customers

I recently purchased homeowner insurance from Eichelmann Insurance Agency in Dallas. The staff was incredibly friendly and knowledgeable, I would definitely recommend Eichelmann Insurance Agency to anyone looking for a reliable and professional insurance provider.

Charly P. Z.
Dallas TX

I purchased a second homeowner insurance policy from Eichelmann Insurance Agency in Frisco for my rental property, and again, I was blown away by the level of service I received. The staff was incredibly responsive and always available to answer any questions or concerns I had. 

Willy S.

Eichelmann Insurance Agency really knows their stuff when it comes to homeowner insurance. They took the time to understand my unique needs and circumstances, and they helped me find a policy that gave me the right amount of coverage for my budget. 

Anne K.
Plano TX

I’ve been a customer of Eichelmann Insurance Agency for a few years now, and I continue to be impressed by their level of service and expertise. They are always available to answer any questions or concerns I have, 

Thomas M.
Dallas TX