Boat Insurance Texas

Boat Insurance Texas. Protect Your Vessel and Your Wallet.

Get comprehensive coverage for your watercraft with boat insurance Texas. Learn about the cost, coverage options, and why it's important to protect your vessel and your wallet.


 What does boat insurance cost? 

The cost of boat insurance in Texas can vary depending on a variety of factors, such as the type of boat you own, its value, and how it’s used. On average, boat insurance can cost anywhere from a few hundred dollars to several thousand dollars per year. 

 What Is boat insurance? 

Boat insurance is a type of insurance policy that provides coverage for your watercraft. It can protect you financially in case of accidents, theft, or damage to your boat. Boat insurance policies can vary in coverage, so it’s essential to read the fine print and make sure you understand what is and isn’t covered.

 Who is it for? 

Boat insurance is for anyone who owns a boat or watercraft. Whether you have a small fishing boat or a luxury yacht, boat insurance can provide peace of mind and financial protection. It’s especially important for those who use their boats for commercial purposes or who have a high-value vessel.

 Why do you need it? 

Boat insurance is essential for several reasons. First and foremost, it can protect you financially in case of accidents or damage to your boat. Without insurance, you could be on the hook for expensive repairs or even the cost of a new boat if yours is totaled. Additionally, boat insurance can provide liability coverage in case someone is injured on your vessel or if you cause damage to someone else’s property.

 What does boat insurance cover? 

Boat insurance can cover a variety of things, depending on the policy you choose. Some common types of coverage include:

  • Physical damage coverage
  • Liability coverage
  • Medical payments coverage
  • Uninsured/underinsured boater coverage
  • Etc.

 What doesn't it cover? 

It’s important to note that boat insurance policies can vary in coverage, and not everything may be covered. Some common exclusions include:

  • Wear and tear
  • Intentional damage
  • Racing
  • Personal belongings

 Does boat insurance have a deductible? 

Most boat insurance policies do have a deductible, which is the amount you’ll have to pay out of pocket before your insurance kicks in. Deductibles can vary depending on the policy and the type of coverage you have. It’s important to choose a deductible that you’re comfortable with and that fits your budget.

 Why Eichelmann Insurance Agency? 


We understand that finding the right insurance at an affordable price is crucial. That’s why we offer insurance options at competitive prices without compromising on the quality of service we provide. We work with you to find the best policy to fit your budget and ensure you get the coverage you need at a price you can afford.


Our team is always dedicated to providing a professional and reliable service. We take pride in our highly trained agents, who have the experience and expertise to answer any questions you may have and guide you through the insurance process. We work with you to understand your needs and offer tailored solutions that meet your requirements.


We understand that navigating the insurance world can be overwhelming. That’s why we offer a whole insurance process, handling everything from quotes to renewals. We take the time to explain the different types of insurance available and ensure that you understand the coverage you’re getting. Our team is dedicated to providing you with the right insurance to protect you and your loved ones.


Getting the right insurance should be easy and hassle-free. That’s why we’ve streamlined our processes to make it quick and straightforward to get a policy. We understand your time is valuable, so we work efficiently to provide you with the coverage you need as quickly as possible. With Eichelmann Insurance, you can trust that you’re getting the best coverage, at the best price, with the least stress.

 Still in doubt? 

Investing in boat insurance is a smart choice for any boat owner. It can provide financial protection and peace of mind while you’re out on the water. If you’re still in doubt, speak with our insurance agents to get a personalized quote and to learn more about the coverage options available to you. Don’t set sail without it!

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  • Protection Against Liability: This can help you avoid costly legal fees and expenses that can result from a liability lawsuit.
  • Coverage for Accidents and Damage: Just like car insurance, boat insurance can provide coverage for accidents, damage, theft, and other unexpected events.
  • Peace of Mind: Boating can be a relaxing and enjoyable activity, but it can also be unpredictable. With boat insurance, you can have peace of mind knowing that you're covered in the event of an accident or other unforeseen circumstances.
  • Protection for Passengers: Boat insurance can also provide protection for your passengers in the event of an accident or injury. This can include coverage for medical expenses, lost wages, and other damages resulting from an accident.


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Reviews from our cybersecurity insurance customers

I recently purchased boat insurance for my new watercraft from Eichelmann Insurance Agency in Frisco, and I couldn’t be happier with the service I received. The team was knowledgeable, friendly, and helped s. Highly recommended!

Dina T.
Frisco TX

After shopping around for boat insurance in Dallas, I came across Eichelmann Insurance Agency and I’m so glad I did. The team was extremely helpful in guiding me through the process and finding the right coverage for my boat. Plus, their rates were very competitive!

Raquel T. R.
Dallas TX

I’ve been a customer of Eichelmann Insurance Agency for several years now, and I recently added boat insurance to my policy. As always, the team was incredibly responsive and made the process seamless. It’s a great feeling knowing that my boat is fully protected with Eichelmann.

Juan P. M.
Dallas TX

I was referred to Eichelmann Insurance Agency by a friend, and I’m so glad I reached out to them for boat insurance. The team was friendly, professional, and went above and beyond to ensure that I had the coverage I needed. I wouldn’t hesitate to recommend them to anyone looking for insurance in Texas!

George W.
Frisco TX