Apartment Building Insurance

Apartment Building Insurance

Uncover the value of apartment building insurance with Eichelmann Insurance Agency. Protect your investment and gain peace of mind today.


 What does Apartment Building insurance cost? 

The cost of apartment building insurance varies greatly depending on numerous factors, including the age of the building, the location, the total square footage, and the safety measures in place. However, as a benchmark, you can expect to pay between $1,000 to $2,500 per apartment unit annually, offering you peace of mind at a fraction of the potential costs associated with unexpected damage or liability.

 What Is Apartment building insurance? 

Apartment building insurance, often referred to as landlord insurance, is a specialized insurance policy designed to provide coverage for property owners against common risks associated with owning and operating a residential rental property. From physical damage to the building to liability claims, this insurance acts as a financial safety net.

 Who is it for? 

This type of insurance is essential for anyone who owns or manages an apartment building. Whether you own a small duplex, a mid-size apartment complex, or a large portfolio of multifamily properties, apartment building insurance is crucial to protect your substantial investment.

 Why do you need Apartment Building Insurance? 

You need apartment building insurance to safeguard against unexpected damages and financial losses. Real estate, particularly apartment buildings, is a significant investment. Without proper insurance, events like fires, storms, or lawsuits from tenants could lead to severe financial strain or even bankruptcy.

 What does it cover? 

In a nutshell, apartment building insurance provides extensive protection for property owners. Key coverage points include:

  • Physical damage to the building caused by events like fire or storm
  • Loss of rental income due to a covered event
  • Liability protection in case a tenant or visitor gets injured on the premises
  • Vandalism and theft coverage
  • Equipment breakdown coverage, such as heating or cooling system failures

 What doesn't it cover? 

While comprehensive, there are certain things apartment building insurance doesn’t cover:

  • Damage due to floods or earthquakes (these require separate policies)
  • Tenant's personal property
  • Wear and tear or maintenance issues
  • Intentional damage caused by the property owner
  • Acts of war or nuclear hazard

 Does have a deductible? 

Yes, like most insurance policies, apartment building insurance typically comes with a deductible. This is the amount you’ll pay out of pocket before your insurance coverage kicks in for a covered loss.

 Why Eichelmann Insurance Agency? 


We understand that finding the right insurance at an affordable price is crucial. That’s why we offer insurance options at competitive prices without compromising on the quality of service we provide. We work with you to find the best policy to fit your budget and ensure you get the coverage you need at a price you can afford.


Our team is always dedicated to providing a professional and reliable service. We take pride in our highly trained agents, who have the experience and expertise to answer any questions you may have and guide you through the insurance process. We work with you to understand your needs and offer tailored solutions that meet your requirements.


We understand that navigating the insurance world can be overwhelming. That’s why we offer a whole insurance process, handling everything from quotes to renewals. We take the time to explain the different types of insurance available and ensure that you understand the coverage you’re getting. Our team is dedicated to providing you with the right insurance to protect you and your loved ones.


Getting the right insurance should be easy and hassle-free. That’s why we’ve streamlined our processes to make it quick and straightforward to get a policy. We understand your time is valuable, so we work efficiently to provide you with the coverage you need as quickly as possible. With Eichelmann Insurance, you can trust that you’re getting the best coverage, at the best price, with the least stress.

 Still in doubt? 

Our insurance agents at Eichelmann Insurance Agency are more than ready to answer all your questions and provide you with the best quote for your apartment building insurance. We understand the intricacies of the insurance world and are committed to making sure you get the coverage you need at a price you can afford.

Get Today Your Insurance

Let Us to find the best insurance quote for you!


  • Apartment building insurance is your best defense against a range of potential risks. From fires and storms to theft and vandalism, you're covered, giving you the peace of mind you need to sleep easy at night.
  • Should a tenant or visitor get injured on your property, you could face substantial legal costs. With our liability coverage, you're protected against such financial setbacks, allowing you to focus on running your business, not worrying about lawsuits.
  • Even the best-managed properties can face unexpected incidents that interrupt your regular income. With our apartment building insurance, you're safeguarded against loss of rental income, ensuring your cash flow stays healthy no matter what life throws at you.
  • Every property is unique and so are your insurance needs. Our insurance policies are customizable to your specific requirements, meaning you only pay for the coverage you need. Let us tailor a policy that suits your property and your pocket.
  • When things go wrong, we know you need swift, straightforward support. That's why our claim process is easy and efficient. With us, you'll get the help you need, right when you need it. We're not just your insurer; we're your partner in protecting your investment.


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Reviews from our xxx insurance customers

Just got my apartment building insurance from Eichelmann Insurance Agency and it couldn’t have been easier. They made the entire process a breeze and now I can rest easy knowing my investment is safe!

Sarah T.
Wichita Falls

Eichelmann Insurance Agency really came through for me! I love their friendly service and tailored coverage options. Couldn’t have asked for a better experience for insuring my property in Frisco.

Mike J.

Five stars for Eichelmann Insurance! They covered all my needs for my apartment building insurance in Plano. I appreciated how they took the time to understand my unique situation. Highly recommended!

Lisa J.
Plano TX

What an amazing team at Eichelmann Insurance Agency! I recently got my apartment building insurance in Dallas from them, and I’m blown away by their professionalism. Thank you for making insurance easy!

Carlos G.
Dallas TX