Surety Bonds in Texas

Surety Bonds in Texas. Protect Your Investment with Construction Bonds

Secure your construction project with reliable surety bonds in Texas. Discover our options and coverage tailored to your needs.


 Cost of surety bonds in texas 

The cost of surety bonds in Texas varies depending on factors such as the bond amount, the credit score of the applicant, and the specific type of construction bond. Generally, you can expect to pay a premium ranging from 1% to 15% of the bond amount. It is essential to obtain quotes from multiple providers to ensure you receive the best price for your bond.

 What are surety bonds? 

Surety bonds, also known as construction bonds, are a financial guarantee that the contractor will fulfill their contractual obligations. They protect the project owner against financial losses if the contractor fails to perform as per the agreed terms. In Texas, surety bonds are often required for public construction projects and some private ones.

 Who Needs Surety Bonds in Texas? 

Surety bonds are required for contractors, subcontractors, and suppliers involved in construction projects in Texas. This includes general contractors, specialty trade contractors, and material suppliers. Construction bonds are typically necessary for projects above a certain financial threshold or when required by law.

 Why do you need it? 

Surety bonds in Texas provide financial protection to project owners and ensure that contractors perform according to the terms of the contract. They offer security and peace of mind to all parties involved in the construction process, reducing the risk of financial loss and project delays.

 What does surety bonds cover? 

Surety bonds in Texas cover various aspects of a construction project, including:

  • Performance: Guaranteeing the contractor will complete the project as per the contract terms.
  • Payment: Ensuring payment to subcontractors, suppliers, and laborers.
  • Bid: Protecting the project owner in case the contractor fails to honor their bid.
  • Maintenance: Covering any maintenance or repair work required post-completion.
  • Supply: Guaranteeing the timely delivery of materials and supplies.

 What doesn't it cover? 

Surety bonds in Texas typically do not cover:

  • Delays due to weather or other uncontrollable events.
  • Contractor bankruptcy or financial insolvency.
  • Disputes related to contract terms or specifications.
  • Losses due to contractor negligence or intentional misconduct.
  • Costs exceeding the bond amount.

 Does construction bonds have a deductible? 

Generally, surety bonds in Texas do not have a deductible. However, the contractor may be required to reimburse the surety company for any losses or expenses incurred due to a bond claim.

 Why Eichelmann Insurance Agency? 


We understand that finding the right insurance at an affordable price is crucial. That’s why we offer insurance options at competitive prices without compromising on the quality of service we provide. We work with you to find the best policy to fit your budget and ensure you get the coverage you need at a price you can afford.


Our team is always dedicated to providing a professional and reliable service. We take pride in our highly trained agents, who have the experience and expertise to answer any questions you may have and guide you through the insurance process. We work with you to understand your needs and offer tailored solutions that meet your requirements.


We understand that navigating the insurance world can be overwhelming. That’s why we offer a whole insurance process, handling everything from quotes to renewals. We take the time to explain the different types of insurance available and ensure that you understand the coverage you’re getting. Our team is dedicated to providing you with the right insurance to protect you and your loved ones.


Getting the right insurance should be easy and hassle-free. That’s why we’ve streamlined our processes to make it quick and straightforward to get a policy. We understand your time is valuable, so we work efficiently to provide you with the coverage you need as quickly as possible. With Eichelmann Insurance, you can trust that you’re getting the best coverage, at the best price, with the least stress.

 Still in doubt? 

If you’re unsure about surety bonds in Texas or need guidance in selecting the right coverage, the expert insurance agents at Eichelmann Insurance Agency can help. With our vast experience and knowledge, We can tailor construction bond solutions to meet your project’s specific requirements. Contact Us today for a personalized quote and expert advice.

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  • Financial Security: Surety bonds in Texas provide project owners with financial protection, ensuring contractors meet their obligations and reducing the risk of monetary losses.
  • Regulatory Compliance: Obtaining surety bonds in Texas helps contractors comply with state and federal regulations, fostering trust and credibility with clients and authorities.
  • Project Completion: Surety bonds ensure projects are completed according to the contract terms, safeguarding project owners from delays and unforeseen expenses.
  • Payment Assurance: Construction bonds guarantee timely payment to subcontractors, suppliers, and laborers, fostering a healthy and reliable working environment on the job site.
  • Risk Mitigation: Surety bonds in Texas help manage risks associated with construction projects by holding contractors accountable and ensuring the highest quality work.


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Reviews from our Construction Bonds customers

Just got a surety bond for my project in Frisco from Eichelmann Insurance Agency. Their team was incredibly helpful, and the process was a breeze. I’m one happy customer!

Marcos Z.
Frisco TX

Eichelmann Insurance Agency really came through for me on my Frisco project! Their knowledgeable staff made getting a surety bond so easy. Highly recommend them to anyone in need!

Andrés P.

I recently purchased a surety bond from Eichelmann Insurance Agency for a construction project in Texas, and I couldn’t be happier with their service. Quick, professional, and friendly – they’ve got it all!

Pedro M.
Dallas TX

Needed a surety bond for a job in Wichita Falls, and Eichelmann Insurance Agency made it happen without a hitch. Their customer service is top-notch, and I’ll definitely be back for future projects!

Frank W.
Wichita Falls