Business liability and property
Business activities, contracts, buildings and equipment can create different risks. Ask which liability or property coverages apply to your operation, what is excluded and how limits and deductibles work. The availability and terms of a policy depend on the insurer and the business.
Vehicles, trucks and cargo
A vehicle policy, commercial truck coverage and cargo coverage address different questions. Describe the vehicles, drivers, routes and goods being transported. Review the actual policy and any applicable contract or regulatory requirements for the operation.
Prepare to compare
Bring a short description of the business, where it operates and the property or activities to discuss. Identify any contract requirements, then compare the proposed limits, deductibles and exclusions. Do not send account numbers or confidential business records in the first message.