Getting out on the open road with your motorcycle can really be a rewarding experience. However, it is very important to make sure you have adequate insurance coverage before taking off on your next adventure. This is where the Eichelmann Insurance Agency can help.
Types of Coverage Available to Texas Motorcycle Owners
In Texas, there is a variety of different coverage options to choose from when it comes to insuring your motorcycle. They are quite similar to the coverage you have on your car and include:
Bodily Injury and Property Damage: Required by law, these two coverages protect you if you cause an accident that either causes injury to others or damages their personal property.
Uninsured/Underinsured Motorist Bodily Injury and Motorist Property Damage: These optional coverages take care of your medical bills and/or damage to your motorcycle if the person who caused the accident is either not insured or does not have enough coverage.
Medical Payments and Personal Injury Protection: This type of coverage helps pay for any reasonable medical bills no matter who is at fault. It is an optional coverage.
Comprehensive Coverage: This optional coverage takes care of damage to your motorcycle due to fire, weather events, vandalism, or theft.
Collision Coverage: Also an optional coverage, collision takes care of damage to your motorcycle in the event of an accident.
Other optional coverages for special equipment, roadside assistance, and others are also available. Each carrier varies in what they offer, so it is always important to speak to your agent regarding your needs before deciding on which ones to have included in your policy.
Why Use an Independent Agent?
At Eichelmann Insurance Agency, we are proud to be independent insurance agents. This means that we work with a variety of different carriers to find our clients the right coverage at an affordable rate. We are not tied to a single insurance company, which often allow us to help more Richardson motorcycle owners than some of our competitors.
For more information about motorcycle insurance or to receive a no-obligation quote, please contact us today.